Terms and Conditions
https://jmvloans.com/ (hereinafter referred to as “Website”) is owned and operated by JMV SOLUTION, having its registered office at Sector-18, Noida, Uttar Pradesh, India.
You are advised to read and understand these Terms carefully. By accessing the Website or availing any of our services, you agree to be bound by these Terms and Conditions, along with our Privacy Policy and other policies mentioned on the Website. These form a legally binding agreement between you and JMV SOLUTION.
This document is an electronic record published in compliance with the Information Technology Act, 2000 and the rules made thereunder. Being generated electronically, it does not require physical or digital signatures.
For the purpose of this agreement:
“You”, “Your”, “Client” or “User” refers to the person visiting or using this Website and/or availing any financial service from JMV SOLUTION.
“We”, “Us”, or “Our” refers to JMV SOLUTION and the Website, depending on the context.
We reserve the right to modify these Terms at any time without prior notice. Your continued use of the Website will be considered as your acceptance of the updated Terms.
ABOUT US
https://jmvloans.com/ is a financial assistance and loan facilitation platform that helps customers connect with multiple banks and NBFCs to find the best loan solutions including Personal Loans, Business Loans, Vehicle Loans, Education Loans, and Home Loans. We are not a bank or NBFC; we act as an intermediary between borrowers and registered financial institutions.
SERVICES OVERVIEW
Our Website allows users to explore various loan options, compare offers, and submit applications through a simple and transparent online process. JMV SOLUTION facilitates communication between borrowers and lending partners to simplify the process of availing financial assistance.
All final loan approvals, interest rates, terms, and disbursals are subject to the policies of respective banks or NBFCs.
REGISTRATION
Registration on the Website is optional. However, certain services may require account creation. When registering, users must provide accurate personal and financial details. Misrepresentation of any information may result in suspension or permanent termination of the account.
ELIGIBILITY
Our services are available to Indian residents aged 18 years or above who are legally competent to enter into binding contracts under the Indian Contract Act, 1872.
SECURITY
All transactions and personal data shared through our Website are protected with encryption and industry-standard security protocols. We do not store sensitive payment or banking information on our servers. Payment gateways used are PCI-DSS compliant and regulated under RBI guidelines.
LICENSE AND ACCESS
JMV SOLUTION grants you a limited, non-transferable license to access and use this Website for personal use only. Any commercial exploitation, unauthorized copying, data scraping, or modification of Website content is strictly prohibited.
COMMUNICATION
By using our services, you consent to receive calls, SMS, WhatsApp messages, and emails from JMV SOLUTION and its authorized partners regarding your loan inquiry, application status, or promotional updates. You can opt out anytime by emailing info@jmvloans.com.
PAYMENT POLICY
Our services are free for loan seekers. Any processing charges or service fees (if applicable) will be transparently communicated before proceeding. JMV SOLUTION will never request payment without formal documentation.
REFUND AND CANCELLATION POLICY
Since we do not charge users for loan applications or inquiries, refund requests are not applicable. If any payment has been made to a financial partner through our platform, such refund or cancellation will be governed by that partner’s policies.
DELIVERY POLICY
Loan application status updates, offers, and communication are delivered electronically via email, SMS, or WhatsApp. No physical documents are sent by JMV SOLUTION unless required by law or regulatory procedures.
USER OBLIGATIONS
- Provide accurate and verifiable information during registration or loan application.
- Refrain from misusing the platform for fraudulent or illegal activities.
- Do not upload or transmit any malicious code, spam, or offensive content.
- Respect the intellectual property rights and data security policies of JMV SOLUTION and its partners.
COPYRIGHT AND TRADEMARK
All logos, content, graphics, and design elements on this Website are owned by JMV SOLUTION. Unauthorized use, reproduction, or distribution of the Website content without written permission is prohibited.
DISCLAIMER OF WARRANTIES AND LIABILITIES
All content and services on https://jmvloans.com/ are provided on an “as is” basis. We make no warranties or guarantees regarding loan approval, interest rates, or third-party service quality. The final approval of loans is at the discretion of respective lenders.
JMV SOLUTION shall not be liable for any direct or indirect losses, system errors, or damages resulting from the use of our Website or linked third-party platforms.
INDEMNIFICATION
Users agree to indemnify and hold harmless JMV SOLUTION, its employees, directors, and partners from any claims or damages arising due to misuse of services, breach of Terms, or submission of false information.
TERMINATION
We reserve the right to suspend or terminate user access at any time without notice if any misuse, fraud, or breach of Terms is detected. Termination shall not affect any pre-existing liabilities.
DISPUTES AND JURISDICTION
All disputes arising out of or related to these Terms shall first be resolved through mediation. In case mediation fails, arbitration will be conducted in Noida, Uttar Pradesh, as per the Arbitration and Conciliation Act, 1996. The courts in Noida shall have exclusive jurisdiction.
PRIVACY
We value your privacy. Personal and financial data is handled in accordance with our Privacy Policy. By using our Website, you consent to the collection and use of your information as outlined therein.
MISCELLANEOUS
- Entire Agreement: These Terms constitute the entire agreement between you and JMV SOLUTION regarding Website use.
- Waiver: Failure to enforce any term shall not constitute a waiver of our rights.
- Severability: If any clause is deemed invalid, the remaining provisions shall remain enforceable.
CONTACT US
For any questions or support, please contact us at:
Email: ballabh.jmv@gmail.com
Phone: +91 9319521316
Address: Bhoja Market, House No. 603, Shree Ram Palace, Dharampali Palace, Atta Sector 27, Noida, Uttar Pradesh, 201301